最受欢迎的 固定利率抵押贷款 概述 利率和付款在贷款期间保持不变 有5年、7年、10年、15年、20年和30年可供选择 首付款低至购买价的5% — including First Time 首页buyers 认为利率 一个好的选择，如果: 你想要可预测的每月付款不会改变 你打算在你的房子里住几年 Trade-off: 感兴趣 rate is generally higher than an adjustable-rate mortgage 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 固定利率抵押贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 7.125% 7.166% -0.125 $2,021.16 360 20年的固定 6.875% 6.928% 0.000 $2,303.44 240 15年固定 6.750% 6.816% 0.000 $2,654.73 180 查看所有费率 再融资利率 30年期固定 7.375% 7.417% -0.375 $2,072.03 360 20年的固定 7.125% 7.179% 0.000 $2,348.46 240 15年固定 6.875% 6.941% 0.000 $2,675.56 180 查看所有费率 固定费率自2024年4月17日起生效.Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$400的月付款,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed.
可调利率按揭 概述 感兴趣 rate and payments are fixed for a set period of time then adjust later 3/6月供货, 5/6, 7/6 ARM期限，30年摊销期限, 还有5/5 30年, 5/5 15年期限 Some options feature up to 90% financing and no Private 抵押贷款 保险 (PMI) 低费用和成交费用 认为利率 一个好的选择，如果: 在贷款开始时，你想要更低的还款额 你计划在短时间内拥有你的房子 未来降低利率的可能性 权衡:在设定的费率周期结束后, 利率可以根据市场情况而上升 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 可调利率按揭 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 购买利率 5/5臂30年 7.500% 7.098% 0.000 个月1-60 $2,097.64 个月61 - 360 $2,395.00 7/6臂30年 7.875% 8.145% 0.000 个月1 - 84 $2,175.21 个月85 - 360 $2,512.00 5/6 ARM 30年 7.875% 8.206% 0.000 个月1-60 $2,175.21 个月61 - 360 $2,532.00 查看所有费率 再融资利率 5/5臂30年 8.000% 7.308% 0.000 个月1-60 $2,201.29 个月61 - 360 $2,395.00 7/6臂30年 8.375% 8.420% 0.000 个月1 - 84 $2,280.22 个月85 - 360 $2,512.00 5/6 ARM 30年 8.375% 8.420% 0.000 个月1-60 $2,280.22 个月61 - 360 $2,532.00 查看所有费率 自2024年4月17日起生效的可调利率. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$400的月付款,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed. 上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). 上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的七年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的七年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate). 上面列出的3/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 3 years (36 payments). 在最初的三年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的三年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 37-360 is based on the current index plus the margin (fully indexed rate). 上面列出的5/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate).
首次购房者计划 概述 不需要私人抵押贷款保险(PMI) 首付款低至购买价的5% 单户贷款最高45万美元 固定利率和可调利率选项 认为利率 一个好的选择，如果: 你没有攒下一大笔首付款 您希望避免额外的PMI成本 You would benefit from extra help and advice throughout the mortgage process Trade-off: 感兴趣 rate can be slightly higher than traditional fixed-rate and adjustable-rate options 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 7.625% 7.663% 0.000 $2,353.41 360 20年的固定 7.500% 7.549% 0.000 $2,678.60 240 15年固定 7.250% 7.310% 0.000 $3,035.27 180 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5臂30 7.750% 7.198% 0.000 个月1-60 $2,382.07 个月61 - 360 $2,547.00 7/6臂30 8.125% 8.277% 0.000 个月1 - 84 $2,468.80 个月85 - 360 $2,534.00 首次购房者利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$350的月付款,000, FICO®分数为780或更高, 首付款5%或以上, 贷款金额为332美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed. 自2024年4月17日起生效的可调利率. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$350的月付款,000, FICO®分数为780或更高, 首付款5%或以上, 贷款金额为332美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed. 上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). 上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的七年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的七年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate).
为按揭贷款再融资 概述 还清你现有的抵押贷款，然后换一个新的, 通常是为了获得更好的利率或期限 再融资到固定利率抵押贷款或可调利率贷款 低费用和成交费用 认为利率 一个好的选择，如果: You want to free up some money in your budget by reducing your monthly mortgage payment 你想缩短你的抵押贷款期限 权衡:最低利率通常会带来一些费用和成交成本 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 7.375% 7.417% -0.375 $2,072.03 360 20年的固定 7.125% 7.179% 0.000 $2,348.46 240 15年固定 6.875% 6.941% 0.000 $2,675.56 180 查看所有费率 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5臂30年 8.000% 7.308% 0.000 个月1-60 $2,201.29 个月61 - 360 $2,395.00 7/6臂30年 8.375% 8.420% 0.000 个月1 - 84 $2,280.22 个月85 - 360 $2,512.00 5/6 ARM 30年 8.375% 8.420% 0.000 个月1-60 $2,280.22 个月61 - 360 $2,532.00 查看所有费率 固定费率自2024年4月17日起生效.Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$400的月付款,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about mortgage products with terms other than those listed. 自2024年4月17日起生效的可调利率. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于购买价格$400的月付款,000, FICO®分数为780或更高, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. Please call for rate information about ARM products with terms other than those listed. 上面列出的5/5 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every 5 years up to the 15th year at which the interest rate can increase or decrease annually based on the average yield of the 5-year treasury, 加上边际(2.25%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). 上面列出的7/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 7 years (84 payments). 在最初的七年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的七年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 85-360 is based on the current index plus the margin (fully indexed rate). 上面列出的5/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 5 years (60 payments). 在最初的五年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的五年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 61-360 is based on the current index plus the margin (fully indexed rate). 上面列出的3/6 ARM产品 is a 30-year loan where the initial interest rate is fixed for the first 3 years (36 payments). 在最初的三年之后, 这是可能的利率, 4月, and payment may increase substantially over the remaining term of the loan. 在最初的三年之后, your interest rate can increase or decrease every six months based on the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%)四舍五入到最接近的0.125%. 任何变化都可能对您的月供产生重大影响. The index in the future is unknown so the Estimated 每月 付款 for payments 37-360 is based on the current index plus the margin (fully indexed rate).
大型抵押贷款 概述 A loan for when the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac Available in a variety of terms, including fixed-rate and adjustable-rate loans 涵盖购买和再融资金额高达100万美元 不需要PMI 一个好的选择，如果: You want to avoid taking out two or more loans to finance a home purchase Trade-off: 感兴趣 rate can be slightly higher than traditional home loan and credit requirements are rigorous 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 比较
单笔建设贷款 概述 低至10%的首付款 Similar to a standard purchase or refinance except it involves determining future value. 在施工期间, you pay monthly interest-only payments based on what funds have been given to the builder 一年建设期后, 贷款以相同的利率转为永久性融资 12-month construction term with 90% Loan to Value (LTV) up to $750,000, and 85% LTV up to $1,000,000 一个好的选择，如果: 你喜欢一站式购物，想要一个结案 你只需要在施工期间支付利息 批股本可记入您的首付款 仅限印第安纳州和业主自住 无需PMI 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 比较
土地贷款 概述 为未改善的土地提供资金，用于建造您的主要住所 融资金额为拍品价值的80%，最高不超过25万美元 最长期限1年 一个好的选择，如果: 你正在建造一个新家，需要为它所处的土地提供资金 取舍:需要20%或更高的首付款 阅读更多 申请电话1-800-561-9433 比较
FHA贷款 概述 政府支持的贷款 固定利率贷款 认为利率 一个好的选择，如果: If you have less than perfect credit and don’t have enough for the standard 5-20% down payment 权衡:利率通常略高于传统贷款 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 FHA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 7.000% 7.768% 0.000 $2,568.07 360 15年固定 6.625% 7.513% 0.875 $3,389.06 180 再融资利率 30年期固定 7.000% 7.768% 0.000 $2,568.07 360 15年固定 6.625% 7.513% 0.875 $3,389.06 180 联邦住房管理局按揭利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, 贷款与估值比率, 还有其他因素, 而且可能比这里展示的要高. 利率, 关闭成本, 而且点数可能因房产位置而异, 贷款类型, 以及借款人的信用和收入特征. 所有融资须经信贷审批. 基于购买价格$400的月付款,000, FICO®分数为780或更高, and 3.首付款5%或以上, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, 这还不包括税金和保险费, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. 联邦住房管理局按揭利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. Example 每月 支付 based on a property value of $400,000, FICO®分数为780或更高, and 3.5%或以上股本, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, 这还不包括税金和保险费, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制.
VA贷款 概述 由美国担保的抵押贷款.S. 退伍军人事务部(VA) For American veterans, current military, reservists, and surviving spouses 没有首付或PMI要求 认为利率 一个好的选择，如果: 你正在或曾经在美国服役.S. 军人和想利用抵押贷款没有首付 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 VA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 7.125% 7.359% -0.375 $2,694.87 360 15年固定 6.625% 7.184% 1.125 $3,511.98 180 再融资利率 30年期固定 7.125% 7.361% -0.375 $2,425.39 360 15年固定 6.750% 7.272% 0.875 $3,185.67 180 退伍军人管理局抵押贷款利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. Example 每月 支付 based on purchase price and base loan amount of $400,000, FICO®分数为780或更高, and 0% or more down payment; VA funding fee is excluded, 这还不包括税金和保险费, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制. 退伍军人管理局抵押贷款利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 90% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, LTV比率和其他因素, 而且可能比这里展示的要高. 利率, 成交费用和点可能因物业位置而异, 贷款类型和借款人信用及收入特点. 所有融资须经信贷审批. 基于财产价值$400的月付款,000, FICO®分数为780或更高, 10%或更多的股权, 基本贷款额是360美元,000; VA funding fee is excluded, 这还不包括税金和保险费, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制.
美国农业部的贷款 概述 美国政府向农村业主提供抵押贷款.S. 农业部 No down payment required—you may finance up to 100% of the property value 认为利率 一个好的选择，如果: 你在农村地区购买房产(根据美国农业部的定义) 您符合所在县的收入限制 阅读更多 马上申请 或打电话 1-800-561-9433 继续现有申请 比较 美国农业部的贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 6.625% 7.108% 0.000 $2,561.24 360 美国农业部抵押贷款利率自2024年4月17日起生效. Note that the interest rates and annual percentage rates (4月s) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and 4月s available to you may vary based on your credit score, 贷款与估值比率, 还有其他因素, 而且可能比这里展示的要高. 利率, 关闭成本, 而且点数可能因房产位置而异, 贷款类型, 以及借款人的信用和收入特征. 所有融资须经信贷审批. Example 每月 支付 based on purchase price and base loan amount of $400,000, FICO®分数为780或更高, and 0% or more down payment; USDA guarantee fee is excluded, 这还不包括税金和保险费, 如果适用的话, 而实际支付义务可能更高. 房价如有变动，恕不另行通知. 可能会有一些限制.
